One of my greatest regrets is that I didn’t learn how to manage money when I was a kid. Like most of us, I had to figure it out later. And, like most of us, I made some pretty expensive mistakes along the way.

Over the years, I’ve talked with thousands of entrepreneurs about their businesses and their money. And I’ve realized something: the earlier we learn how to manage money, the easier it is to build a healthy relationship with it.

That’s why I wrote My Money Bunnies.

I wanted to create a way for kids to learn that money isn’t just something you spend. Money is a tool. It can help you get the things you want, save for your dreams, and make a difference for someone else.

The method is simple. Give money three jobs: enjoy some now, save some for something you really want, and set some aside to help others.

That’s what the three Money Bunnies teach.

The goal isn’t to turn kids into financial experts. It’s to help them build a money habit they’ll carry with them as they grow.

If we can give kids a simple system now, maybe they won’t have to learn these lessons the hard way later.

That’s my hope for My Money Bunnies.

— Mike Michalowicz