The Money Habit

The One Thing Standing Between You and Real Financial Freedom (It’s Not What You Think)

Visualize this: All of your money goes into a ceramic piggy bank. You can't see through it. You "think" you know how much is in there. But last time you...

You Are Not Your Net Worth – Money, Identity, and the Pressure to Be More

If you’ve ever looked around and thought, “Everyone else seems to be doing better than me,” you’re not broken. You’re not behind. You’re not failing at life. You’re just living...

Spotlight: Mo Faul, How Alignment Creates Success

e of the best surprises from launching The Money Habit has been the people it’s brought into my life. Mo Faul is one of them. She's a coach, speaker, and leader whose...

The Hidden Cost of Burnout (And Why It Shows Up in Your Bank Account)

Confession: I used to think burnout was a personal flaw. Something that happened to people who weren’t tough enough, disciplined enough, or caffeinated enough. Real entrepreneurs, I told myself, just...

The One Habit That Changed How I Feel About Money (And Why It Might Change Everything for You Too)

Let me guess. You don’t actually hate money. What you hate is how money makes you feel. Anxious. Behind. Guilty. Confused. Maybe even a little ashamed. And if that’s you,...

Busting a Money Myth – Where Personal Finances and Business Finances Collide

I used to believe that a successful business meant financial freedom forever. I thought if I could get my business finances right, everything else would fall into place. And in...

Money and Relationships

For a long time, I thought money stress was about math. If we earned more, tracked better, or stayed disciplined, things would feel calmer. That’s what I told myself. And...

Your Personal Financial Goals – And the First Step To Take

Let’s talk about personal finances the way they actually show up in real life. Not as spreadsheets. Not as budgets you swear you’ll follow “starting next month.” But as the...

AI for Entrepreneurs: How to Use Artificial Intelligence Without Losing the Human Touch

Artificial intelligence is everywhere right now. Tools, platforms, predictions, and promises are flooding the entrepreneurial landscape, all claiming to save time, increase efficiency, or unlock growth. But amid the noise,...

The Year-End Audit No One Else Talks About

Most “year-end reflections” are fluff. Gratitude posts, highlight reels, motivational quotes...they feel good, but they don’t build momentum. Momentum comes from honest assessment, courageous decisions, and intentional action. You’re in...

The Year-End Audit No One Else Talks About

Most “year-end reflections” are fluff. Gratitude posts, highlight reels, motivational quotes…they feel good, but they don’t build momentum.

Momentum comes from honest assessment, courageous decisions, and intentional action.

You’re in the last week of the year. Most people are either celebrating, panicking, or scrolling social media with a “thank God this year is over” vibe. But before you shut the door on 2025, I want you to do something few entrepreneurs ever do: audit your decisions, not just your profits.

Here’s the thing. We’re obsessed with revenue, growth, and “winning.” But the real story of your year isn’t in your balance sheet—it’s in the choices you made. Which ones fueled your life and business? Which ones drained you? Which ones were made out of fear instead of clarity?

I call this a Decision Audit. Oh, don’t be scared – this is empowering!

Step 1: List your big calls.
Not just the ones that “worked” or “failed,” but the ones that mattered. Did you take that big client you weren’t sure about? Did you say no to a project that would have buried you in busywork? Did you finally hire someone who made a difference,or did you try to do it all yourself?

Step 2: Ask the three questions.
For each decision, ask:

  • Did this move me closer to the life I want?

  • Did this align with my values, or just my ego?

  • If I could do it over, would I make the same call?

Step 3: Strip out the noise.
This isn’t about shame. It’s about clarity. Stop glorifying “hustle” for hustle’s sake. Stop adding busy work that feels important but doesn’t move the needle. The next year isn’t about more. It’s about better.

Step 4: Commit to one bold fix.
Pick the single decision or habit you’ll change in 2026 that will have the biggest impact. This isn’t about 20 resolutions. It’s about the one action that will actually shift your trajectory.

Most “year-end reflections” are fluff. Gratitude posts, highlight reels, motivational quotes…they feel good, but they don’t build momentum. Momentum comes from honest assessment, courageous decisions, and intentional action.

So this week, skip the highlight reel. Open a notebook. Audit your decisions. Make your one bold call for 2026.

That’s how you don’t just survive another year, you dominate it.

— Mike